Filing Your Auto Insurance Claim in Mercer Island

The state of Washington is a “fault” car accident state, which means that the person responsible for the accident will also be largely responsible for the damages caused.  You should seek medical care for any possible injury immediately after an accident and file a claim with the insurance company within 24 hours. It’s wise to take photos of the vehicle and the scene of the accident and get any information that you can from witnesses.  An auto accident lawyer in Mercer Island, Washington, can help you file your claim and interact with the insurance company to make sure you get the maximum settlement.

Washington has a mandatory auto insurance law that requires all drivers to carry liability limits for one of these three things:  1.  $25,000 for death or injuries to one person in an accident caused by you or 2.  $50,000 for death or total injuries to all people in an accident caused by you or 3.  $10,000 for property damage in an accident you caused.  You must also have a liability bond of at least $60,000.

Washington is also a comparative negligence state, which means that if you sue to get compensation for an auto accident, a judge can reduce the amount by a percentage that he feels you are at fault for the accident.  If your settlement is for $50,000 and the judge believes you are 50% at fault, you’ll only get $25,000. Contacting an auto accident law firm like Gosanko, O’Halloran, Lepore PLLC in Mercer Island, Washington, is the smart way to make sure you meet all requirements when filing a claim.

If you’ve been in an auto accident and need legal advice, you can speak to an experienced auto accident attorney today. At the Gosanko, O’Halloran, Lepore PLLC law firm in Mercer Island, Washington, an initial consultation is free. Call us at 206-275-0700 and let our experts represent you.

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